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  7. RG 5824/2026 lets financial institutions consolidate monthly settlement receipts

RG 5824/2026 lets financial institutions consolidate monthly settlement receipts

Technical·27 February 2026·2 replies·8 likes·Last post 28 February 2026·Reply

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Lauren D.27 February 2026
RG 5824/2026 letting financial institutions consolidate monthly transactions into a single electronic settlement receipt per customer is a sensible simplification, the per transaction model was generating absurd document volumes especially for card issuers. July 2026 effective gives a comfortable lead time. Worth checking how this interacts with the existing factura electrónica workflows for institutional customers.
Carlos S.28 February 2026
Does this apply to all card issuers including the smaller cooperative bank ones, or only the named ARCA registered institutions?
Marcus J.28 February 2026
All registered card issuers as I read it, the wording in Article 3 is general. The cooperatives are typically registered through the parent association though, that is how they have been treated in past reforms.

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2 Oct 2026

Smaller banks excluded from MiPyME electronic credit invoices

Resolution 400/2026 of the Secretariat of Industry, Commerce and SMEs states that financial entities that are not classed as large companies will not be bound by the MiPyME electronic credit invoice regime once their invoicing obligation under General Resolution 5866/2026 applies.
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